Medicare is a health insurance program designed primarily for people 65 and older, but it also covers certain individuals under 65 with specific disabilities or health conditions. It’s one of the most affordable and reliable ways for seniors to manage healthcare costs.

Here’s what Medicare includes:

• Part A – In-patient hospital care, skilled nursing, rehabilitation, therapies (physical, occupational, speech), home care, and hospice.

• Part B – Doctor visits, outpatient treatments, diagnostic tests, lab services, medical supplies, and equipment.

• Part C (Medicare Advantage) – Covers everything in Part A & B, plus drug plans and additional services like dental, vision, and hearing care.