What Is the Health Insurance Marketplace?
The Health Insurance Marketplace, created under the Affordable Care Act (ACA), is a government-backed platform where individuals and families can shop for affordable health plans. It’s designed to help people who don’t qualify for Medicare or employer coverage get comprehensive insurance—with financial help available for most.
Why it matters?
Health insurance isn’t just paperwork—it’s peace of mind. Marketplace plans include:
- Free preventive care (checkups, screenings, vaccines)
- Coverage for pre-existing conditions
- Mental health and substance use services
- Prescription drugs and emergency care
- Maternity and pediatric care
And thanks to premium tax credits, many families pay far less than they expect.
Who Can Enroll?
You may qualify if you:
- Are a U.S. citizen or legal resident
- Are not eligible for Medicare or Medicaid
- Don’t have affordable employer coverage
- Apply during Open Enrollment or qualify for a Special Enrollment Period
Open Enrollment begins November 1st.
Why Golden Care?
We’re not just agents—we’re advocates. At Golden Care, we guide you through every step with:
- Clear, compassionate explanations
- Help applying for subsidies
- Plan comparisons tailored to your needs
- Year-round support—not just during enrollment
We believe insurance should feel like care, not confusion.
📞 Need help now? Schedule a free consultation today!
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